Plevin
Complete the form below to start your PPI/Plevin claim
What is Plevin?
Commission taken on PPI was often in excess of 70% of the premiums. The Plevin ruling allows anyone who was charged excessive commission which was not disclosed to them to bring forward a claim for repayment of all premiums and interest.
Mrs. Susan Plevin fought against Paragon Personal Finance and won. Why? Because she wasn’t informed about a whopping 71.8% commission secretly paid to a broker.
You Might Be Eligible If:
- You had PPI on a loan, credit card, or finance agreement
- You weren’t told about high commission charges
- Your PPI claim was rejected or you only got a partial refund
- You don’t have the paperwork anymore
No Win, No Fee – No Risk to You
There’s no official deadline for Plevin claims. And with Justizia Law, getting started is easy:
- Fast, free eligibility check
- No win, no fee
- No paperwork needed to begin
What is Plevin ?
The Plevin case began when Mrs. Susan Plevin was sold a
Payment Protection Insurance (PPI) policy alongside a secured loan in 2006.
She later discovered that the company who sold her the policy had been earning a
large commission from her PPI premiums — and did not disclose this to her.
- The lender was earning a significant percentage of commission from her monthly PPI payments.
- The company failed to tell Mrs. Plevin about these hidden commissions.
In November 2014, Mrs. Plevin took her case to the UK Supreme Court.
The Court ruled that failing to disclose high commissions on PPI policies created an
unfair relationship between the lender and the customer under the
Consumer Credit Act 1974.
As a result, Mrs. Plevin was awarded compensation — setting a landmark legal precedent
that allows thousands of others to claim back undisclosed PPI commissions.
What if I already made a PPI claim, can you help me?
If you made a PPI claim previously and your lender offered you a full refund, they were required to put you in the position as if the PPI had not been sold to you. This meaning, the commission was already refunded and you cannot claim again on Plevin PPI. If you weren’t awarded compensation despite your lender defending your PPI claim, or you have not previously made a PPI claim, we may be able to help you make a Plevin PPI claim.
What does it cost?
You only pay if your claim succeeds. A fee between 30 – 15%, plus VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
If You Lose: You won’t pay your solicitors fees, but you may still be responsible for some costs (like court fees or the other side’s costs).
How long does the claims process take?
Throughout the case we will work on a “no win-no fee” basis. This means that unless you receive a settlement you will not have to pay anything. As with any legal case there will be disbursements that we have to pay out. Again, you will not have to pay these because we have secured funding from a company specially set up to deal with cases like these.
Plevin PPI claim vs mis-sold PPI : What's the difference?
While a Plevin PPI declare is made in honour of the sale of a PPI policy, the premise of the declare and claims course are completely different to a mis-sold PPI claim. Even if your PPI coverage was not mis-sold, your Plevin PPI claim might be successful!
Historically, when lenders offered PPI they did not pass on the fee they received, which was taken out of the PPI premiums paid by consumers. So while customers may have thought the premiums had been for their cover, some of it was really paid to the lenders for the sale of the PPI policies. A lender’s failure to reveal fees could have created an unfair relationship with the consumer.